Privacy Policy

We are Committed to Protect Private Customer Information

In order to provide services to you for this transaction and to better serve your needs now and in the future, we may ask you to provide us with certain information. The information we receive from you may include certain personal and financial information and we recognize that you may be concerned about how we use and safeguard such information. You have a right to know how we will utilize the personal information you provide to us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.

Applicability

This Privacy Policy applies to and governs our use of the information that you provide to us and to any of ouor related companies. It does not apply to or govern the manner in which we may use information we have obtained from other sources, such as information obtained from public records or from another person or entity.

Types of Information

Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:

  • Information we receive from you on applications, information forms and in other communications to us, whether communicated to us in writing, in person, by telephone, by facsimile, by electronic mail or any other means;
  • Information about your transactions with us, our affiliated companies, or others, and
  • Information we may receive from a consumer-reporting agency.

How we Use the Information that we Collect

First, you can be assured that we will only request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to any nonaffiliated parties without your written approval except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. However, we may store such information indefinitely, including the period after which any customer relationship with you has ceased.

Any such information may be used for any of our internal purposes, such as quality control or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies may include financial service providers, administrative services providers, management companies and trust and/or investment advisory companies. We may also provide any or all of the above listed types of information that we collect from you, to companies that perform marketing services on our behalf, on behalf of our affiliated companies, or to other financial institutions with whom our affiliated companies or we have joint marketing agreements.

This Privacy Policy will continue to apply to you and the personal information that we receive from you even if you are no longer our customer.

Confidentiality and Security

We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities that need to know that information to provide products or services to you, as descried in this Privacy Policy. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with regulations to guard your nonpublic personal information.

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